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What are the benefits of renting versus buying?

The decision to continue renting or to buy can be a confusing one. Some people continue renting because of the perceived flexibility of moving almost as soon as you decide. Although moving before a lease is up can cost you money, some continue renting because they don't enjoy yard work and don't want the responsibility that goes with home ownership.

Here are some things to consider when choosing between renting and buying:

• Do you want to spend several years in a house and in a neighborhood?
• Do you enjoy lawn and garden work?
• Do you need flexibility to move suddenly to care for family or other reasons?
• Do you want to keep your assets accessible in the bank, or do you want to invest long-term in a home?
• Is personalizing your surroundings through paint or other cosmetic changes important to you?

Maybe the strongest r...

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