Are you searching for a title company, but don’t know where to begin? Here are a few questions that you might want to ask:
We can recommend title services to all parties involved—buyers, sellers, lenders and real estate agents. Our job is to coordinate everyone involved, while transferring money and property during a closing. When using the services of a title company, this process eliminates any risks that there are any claims, assessments, errors, or miscellaneous defects on the title when you purchase the property.
A title search looks at the records of the title to insure a clear, transferable title. We make sure that the title is free from liens, judgments and easements.
This search records any outstanding monies due on the title such as lease payments or second mortgages. These must be rectified before the title is cleared for ownership.
This is a policy issued by a title insurance company protecting the property owner and your financial institution against any errors in the title search and any claims that should arise with the property. The buyer, the seller or both parties can pay for the cost of the title insurance policy.
There are two different kinds of title insurance:
A seller may purchase a policy to insure that the buyer is receiving a clear title to protect the lender. This type of policy is the only one that will protect you from any kind of legal expenses from a resulting dispute.
If you have any questions, or would like more information about our Bowling Green, KY title services, contact us for more information.